IDENTITY / SMS AUTHENTICATION
A private code.
A shared delivery chain.
SMS adds a useful barrier to a password alone, but the message route, phone number and recovery process create risks. Move important accounts towards phishing-resistant authentication.

A texted login code feels personal because it arrives on your phone. Its journey is less private than the screen suggests. The service sending it may rely on messaging providers, intermediaries and mobile networks that sit outside the user’s view.
The business question is where a code can be exposed, redirected or given to the wrong party—and whether account recovery quietly reintroduces the same weakness after a stronger login method has been deployed. Two-factor authentication remains valuable. Its different forms do not provide the same protection.
THE EXECUTIVE BRIEF
Improve the method without removing the protection.
- Prioritise important accounts for passkeys or appropriate FIDO security keys.
- Treat messaging supply chains, SIM changes and phishing as distinct exposures.
- Test enrolment, lost-device recovery and fallback access as carefully as ordinary login.
01
The unseen route between the service and the phone.
THE MESSAGE JOURNEY / CONCEPTUAL
The sender and recipient do not control every handoff.
SERVICE
A login generates the message.
The business chooses its delivery provider and must understand the security-critical service it is outsourcing.
INTERMEDIARIES
Delivery can involve other companies.
Routing and subcontracting can create exposure beyond the initial contract. SMS is not end-to-end encrypted.
PHONE NUMBER
The network delivers to the assigned number.
A redirected number or compromised delivery path can put a valid code in someone else’s hands.
Illustrative delivery chain, not a universal network topology or a claim that every message is intercepted.
Lighthouse Reports’ June 2025 investigation examined almost 100 million telecom data packets. It identified sensitive login messages associated with more than 1,000 companies passing through Fink Telecom Services. The investigation matters because a brand can have no direct relationship with an intermediary while still relying on it somewhere in the delivery chain.
The report linked the network to controversial surveillance activity and recorded responses from the company and the affected industry. Those allegations should remain attributed; routing a company’s message does not prove that its customers’ accounts were successfully taken over.
For a buyer, the lesson is to ask about routing, subcontractors, access to message content, retention and incident notification. A fast delivery rate is commercially useful, but it does not answer the question of who can see a security-sensitive message.
02
Network access and number takeover are different risks.
Global Titles are signalling addresses used by mobile networks. Misuse can support interception or tracking; Ofcom’s April 2025 decision targeted leasing and certain sub-allocation arrangements involving UK numbers. The new-arrangement ban applied immediately, with most existing arrangements ending in April 2026 and two specified migration exceptions running to 22 October 2026.
That action reduces particular routes to abuse. It does not turn the international SMS system into an end-to-end encrypted channel. The wider telecom compromise concerns reflected in CISA’s December 2024 mobile guidance provide another reason to reduce reliance on SMS for sensitive authentication, particularly for highly targeted people.
Three exposures to keep separate.
| Exposure | What changes | Useful response |
|---|---|---|
| Intermediary or network access | A code or message may be visible along the delivery route. | Reduce dependence on SMS; examine provider controls and notification. |
| SIM or number takeover | The service sends a code to a number now controlled by someone else. | Protect carrier changes and avoid number-based recovery for critical access where practical. |
| Phishing or relay | A person supplies a valid code to a deceptive service. | Use authentication bound to the genuine service, with protected enrolment and recovery. |
Cifas’s Fraudscape 2025 reported UK SIM-swap filings rising from 289 to nearly 3,000 in 2024, a 1,055% increase. These are recorded cases for that period, not a 2026 prevalence estimate or the probability that any particular employee will be targeted.
A service using SMS is therefore not providing “zero protection”. An attacker still has conditions to meet, and SMS may be better than a password alone when stronger options are unavailable. The sensible transition is to improve the method while keeping an effective second factor in place.
03
A code generated on the phone solves only part of the problem.
An authenticator app can remove the SMS delivery route and reduce exposure to SIM swapping for that login. A manually entered one-time code can still be phished or relayed. NIST distinguishes replay resistance from phishing resistance: a code that expires quickly is not necessarily bound to the genuine service.
COMPARE THE SECURITY PROPERTY
“No SMS” does not automatically mean phishing-resistant.
| Method | What it improves | What still needs attention |
|---|---|---|
| Authenticator-app codes | Avoids sending that code through the mobile messaging network. | Codes can still be entered into a deceptive service; protect recovery and the device. |
| Push with number matching | Adds context and reduces some accidental approvals. | Social engineering and recovery remain; it is not automatically phishing-resistant. |
| FIDO passkeys or security keys | Cryptographic authentication can bind the response to the genuine service. | Implementation, enrolment, device protection, backup and recovery determine the overall assurance. |
Passkeys can be device-bound or synchronised, depending on the implementation. A biometric or PIN commonly unlocks use of the credential locally; a biometric is not, by itself, a remote authentication protocol. Avoid presenting all passkeys as device-bound or every biometric prompt as equivalent to a FIDO login.
Security keys can be an appropriate choice for privileged or high-impact access, but the organisation must plan spare keys, replacement and revocation. Otherwise a lost key may push users towards an improvised help-desk bypass.
Similarly, a QR code is not a security property on its own. Some QR-based flows are part of sound authentication, while a deceptive QR journey can still take someone to the wrong destination. Judge the protocol and the recovery process, rather than the visual form of the prompt.
04
The recovery route can become the weakest route.
THE WHOLE ACCOUNT LIFECYCLE
A stronger front door needs a stronger recovery process.
ENROL
Establish who is adding the authenticator.
Use an assurance level appropriate to the account and make unexpected enrolment visible.
USE
Protect the login and the session.
Apply the chosen method consistently and monitor relevant changes or unusual access.
RECOVER
Restore access without losing the assurance.
Check lost-device, help-desk, fallback-number and emergency-access procedures against plausible impersonation.
CyberSolace lifecycle review. A successful login test does not establish that enrolment and recovery are equally strong.
Inventory where a mobile number is still used: normal login, password reset, transaction approval, customer support and recovery of a synchronised credential account. Removing SMS from one screen while leaving it as an easy reset can preserve much of the original exposure.
Include the people who cannot use a particular device or authenticator. A workable alternative and a documented exception process are better than quietly weakening the service whenever someone encounters difficulty. Minimise the sensitive identity evidence collected during recovery and control its retention.
Help-desk staff need permission to pause an unusual request, a reliable escalation route and a way to record the decision. Do not ask them to infer identity from a confident caller, an employee’s public information or a video image alone.
05
A migration plan that management can oversee.
- Prioritise: privileged access, email, finance, identity administration and other accounts whose loss would have serious consequences.
- Pilot: test the chosen method with real workflows, accessibility needs, device changes and recovery.
- Remove weak fallbacks deliberately: make sure the replacement process is ready before retiring the old one.
- Review suppliers: distinguish their supported authentication methods from their account-recovery arrangements.
- Measure: report coverage of important accounts, unresolved exceptions and recovery tests—not just the number of enrolled users.
Ask for evidence that a person can recover safely when the usual phone is missing and that an impostor cannot easily do the same. Keep emergency administrative access tightly controlled, monitored and rehearsed.
The objective is a more dependable account lifecycle, not a claim that one product makes an organisation immune to compromise. Endpoint security, session handling and staff judgement still matter after the authentication method improves.
REVIEWED / 20 OCTOBER 2026
Ofcom’s restrictions address specified signalling arrangements, rather than every source of SMS risk. Authentication planning should also cover phishing, device changes and recovery; use current NIST distinctions when assessing the assurance a method provides.
THE CYBERSOLACE PERSPECTIVE
Move the important accounts first.
Keep useful protection in place while making stronger authentication and recovery practical. A small, tested migration for consequential accounts is more valuable than a broad promise with an unexamined fallback.
SOURCES & EDITORIAL REVIEW
Research and presentation reviewed 20 October 2026. Statistics retain their source population and year. Control recommendations are CyberSolace guidance; method suitability depends on the service and implementation.